BanksGUNNISON SAVINGS AND LOAN ASSOCIATION

GUNNISON SAVINGS AND LOAN ASSOCIATION

GUNNISON, COSmallEst. Jan. 1, 1911, midnightFDIC #30388RSSD #388874FDIC
Latest · 2025-12-31

GUNNISON SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in GUNNISON, CO, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $102M and total deposits of $83M. Profitability stands at 0.48% ROA and 3.79% ROE, with a net interest margin of 2.79%. CET1 capital ratio: 12.91%, well above regulatory minimums. NPL ratio: 0.74% · Texas Ratio: 3.15%. Operates 1 domestic branch.

Assets
$102M
Deposits
$83M
Loans
$58M
Equity
$13M

Profitability

Return on Assets (ROA)0.48%
Return on Equity (ROE)3.79%
Net Interest Margin2.79%
Yield on Assets4.77%
Cost of Funds2.09%

Asset Quality

NPL Ratio0.74%
Net Charge-Off Ratio0.00%
Texas Ratio3.15%
NPA Ratio0.42%
ACL / Loans0.88%

Capital & Liquidity

CET1 Ratio12.91%
Tier 1 Capital12.91%
Total Capital Ratio13.56%
Leverage Ratio12.76%
Loan-to-Deposit70.28%

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