BanksSECURITY STATE BANK

SECURITY STATE BANK

FARWELL, TXSmallEst. Jan. 1, 1925, midnightFDIC #11907RSSD #389358FDIC
Latest · 2025-12-31

SECURITY STATE BANK is an FDIC-insured commercial bank headquartered in FARWELL, TX, established in Jan. 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $344M and total deposits of $300M. Profitability stands at 0.35% ROA and 2.68% ROE, with a net interest margin of 4.58%. CET1 capital ratio: 12.70%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 0.17%. Operates 1 domestic branch.

Assets
$344M
Deposits
$300M
Loans
$264M
Equity
$44M

Profitability

Return on Assets (ROA)0.35%
Return on Equity (ROE)2.68%
Net Interest Margin4.58%
Yield on Assets7.62%
Cost of Funds3.24%

Asset Quality

NPL Ratio0.03%
Net Charge-Off Ratio0.42%
Texas Ratio0.17%
NPA Ratio0.02%
ACL / Loans0.87%

Capital & Liquidity

CET1 Ratio12.70%
Tier 1 Capital12.70%
Total Capital Ratio13.33%
Leverage Ratio13.19%
Loan-to-Deposit88.25%

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