BanksLAKESIDE BANK OF SALINA

LAKESIDE BANK OF SALINA

SALINA, OKMicroEst. Oct. 9, 1973, midnightFDIC #21255RSSD #391557FED
Latest · 2025-12-31

LAKESIDE BANK OF SALINA is an FDIC-insured commercial bank headquartered in SALINA, OK, established in Oct. 9, 1973, midnight. As of 2025-12-31, the bank reported total assets of $53M and total deposits of $47M. Profitability stands at 2.28% ROA and 19.94% ROE, with a net interest margin of 6.46%. CET1 capital ratio: 10.90%, well above regulatory minimums. NPL ratio: 4.50% · Texas Ratio: 25.96%. Operates 1 domestic branch.

Assets
$53M
Deposits
$47M
Loans
$40M
Equity
$6M

Profitability

Return on Assets (ROA)2.28%
Return on Equity (ROE)19.94%
Net Interest Margin6.46%
Yield on Assets8.10%
Cost of Funds1.72%

Asset Quality

NPL Ratio4.50%
Net Charge-Off Ratio0.01%
Texas Ratio25.96%
NPA Ratio3.37%
ACL / Loans2.76%

Capital & Liquidity

CET1 Ratio10.90%
Tier 1 Capital10.90%
Total Capital Ratio11.45%
Leverage Ratio10.75%
Loan-to-Deposit84.70%

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