BanksNEW CENTURY BANK

NEW CENTURY BANK

BELLEVILLE, KSMicroEst. May 5, 1905, midnightFDIC #8108RSSD #392152FED
Latest · 2025-12-31

NEW CENTURY BANK is an FDIC-insured commercial bank headquartered in BELLEVILLE, KS, established in May 5, 1905, midnight. As of 2025-12-31, the bank reported total assets of $85M and total deposits of $69M. Profitability stands at 2.31% ROA and 18.09% ROE, with a net interest margin of 6.62%. CET1 capital ratio: 18.92%, well above regulatory minimums. NPL ratio: 0.90% · Texas Ratio: 6.10%. Operates 2 domestic branches.

Assets
$85M
Deposits
$69M
Loans
$78M
Equity
$11M

Profitability

Return on Assets (ROA)2.31%
Return on Equity (ROE)18.09%
Net Interest Margin6.62%
Yield on Assets9.65%
Cost of Funds3.22%

Asset Quality

NPL Ratio0.90%
Net Charge-Off Ratio0.40%
Texas Ratio6.10%
NPA Ratio0.83%
ACL / Loans0.97%

Capital & Liquidity

CET1 Ratio18.92%
Tier 1 Capital18.92%
Total Capital Ratio20.17%
Leverage Ratio13.04%
Loan-to-Deposit112.45%

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