Banks FIRST TEXAS NATIONAL BANK

FIRST TEXAS NATIONAL BANK

FLOYDADA, TX Small Est. Jan. 1, 1890, midnight FDIC #3197 RSSD #393252 OCC
Latest · 2025-12-31

FIRST TEXAS NATIONAL BANK is an FDIC-insured commercial bank headquartered in FLOYDADA, TX, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $202M and total deposits of $181M. Profitability stands at 2.35% ROA and 23.87% ROE, with a net interest margin of 4.93%. CET1 capital ratio: 9.48%. NPL ratio: 0.44% · Texas Ratio: 3.42%.

Assets
$202M
Deposits
$181M
Loans
$160M
Equity
$19M

Profitability

Return on Assets (ROA)2.35%
Return on Equity (ROE)23.87%
Net Interest Margin4.93%
Yield on Assets7.14%
Cost of Funds2.27%

Asset Quality

NPL Ratio0.44%
Net Charge-Off Ratio0.00%
Texas Ratio3.42%
NPA Ratio0.35%
ACL / Loans0.96%

Capital & Liquidity

CET1 Ratio9.48%
Tier 1 Capital9.48%
Total Capital Ratio9.96%
Leverage Ratio9.22%
Loan-to-Deposit87.99%

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