Banks SNB BANK, NATIONAL ASSOCIATION

SNB BANK, NATIONAL ASSOCIATION

SHATTUCK, OK Small Est. Aug. 1, 1909, midnight FDIC #4196 RSSD #394156 OCC
Latest · 2025-12-31

SNB BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in SHATTUCK, OK, established in Aug. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $136M and total deposits of $116M. Profitability stands at -1.20% ROA and -10.77% ROE, with a net interest margin of 3.50%. CET1 capital ratio: 11.04%, well above regulatory minimums. NPL ratio: 6.10% · Texas Ratio: 36.37%.

Assets
$136M
Deposits
$116M
Loans
$100M
Equity
$15M

Profitability

Return on Assets (ROA)-1.20%
Return on Equity (ROE)-10.77%
Net Interest Margin3.50%
Yield on Assets5.83%
Cost of Funds2.43%

Asset Quality

NPL Ratio6.10%
Net Charge-Off Ratio1.37%
Texas Ratio36.37%
NPA Ratio4.47%
ACL / Loans1.71%

Capital & Liquidity

CET1 Ratio11.04%
Tier 1 Capital11.04%
Total Capital Ratio11.59%
Leverage Ratio11.31%
Loan-to-Deposit86.03%

This is just the summary.

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