BanksSOVEREIGN BANK

SOVEREIGN BANK

SHAWNEE, OKLargeEst. Oct. 29, 1984, midnightFDIC #25738RSSD #396253FED
Latest · 2025-12-31

SOVEREIGN BANK is an FDIC-insured commercial bank headquartered in SHAWNEE, OK, established in Oct. 29, 1984, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.1B. Profitability stands at 0.68% ROA and 6.00% ROE, with a net interest margin of 4.23%. CET1 capital ratio: 10.16%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 0.17%. Operates 9 domestic branches.

Assets
$1.4B
Deposits
$1.1B
Loans
$1.1B
Equity
$154M

Profitability

Return on Assets (ROA)0.68%
Return on Equity (ROE)6.00%
Net Interest Margin4.23%
Yield on Assets6.72%
Cost of Funds2.60%

Asset Quality

NPL Ratio0.03%
Net Charge-Off Ratio0.01%
Texas Ratio0.17%
NPA Ratio0.02%
ACL / Loans1.36%

Capital & Liquidity

CET1 Ratio10.16%
Tier 1 Capital10.16%
Total Capital Ratio10.67%
Leverage Ratio10.81%
Loan-to-Deposit95.22%

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