Banks PECOS COUNTY STATE BANK, THE

PECOS COUNTY STATE BANK, THE

FORT STOCKTON, TX Small Est. May 11, 1928, midnight FDIC #13006 RSSD #396954 FDIC
Latest · 2025-12-31

PECOS COUNTY STATE BANK, THE is an FDIC-insured commercial bank headquartered in FORT STOCKTON, TX, established in May 11, 1928, midnight. As of 2025-12-31, the bank reported total assets of $301M and total deposits of $271M. Profitability stands at 1.83% ROA and 19.74% ROE, with a net interest margin of 4.16%. CET1 capital ratio: 9.53%. NPL ratio: 1.39% · Texas Ratio: 5.58%.

Assets
$301M
Deposits
$271M
Loans
$124M
Equity
$29M

Profitability

Return on Assets (ROA)1.83%
Return on Equity (ROE)19.74%
Net Interest Margin4.16%
Yield on Assets5.58%
Cost of Funds1.45%

Asset Quality

NPL Ratio1.39%
Net Charge-Off Ratio0.06%
Texas Ratio5.58%
NPA Ratio0.57%
ACL / Loans1.72%

Capital & Liquidity

CET1 Ratio9.53%
Tier 1 Capital9.53%
Total Capital Ratio10.01%
Leverage Ratio12.33%
Loan-to-Deposit45.61%

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