FIRST NATIONAL BANK OF FORT SMITH, THE

FIRST NATIONAL BANK OF FORT SMITH, THE is an FDIC-insured commercial bank headquartered in FORT SMITH, AR, established in Feb. 29, 1872, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $2.0B. Profitability stands at 1.89% ROA and 14.73% ROE, with a net interest margin of 4.36%. CET1 capital ratio: 11.10%, well above regulatory minimums. NPL ratio: 0.17% · Texas Ratio: 0.93%. Operates 26 domestic branches.