BanksCOPIAH BANK

COPIAH BANK

HAZLEHURST, MSSmallEst. Oct. 26, 1891, midnightFDIC #8231RSSD #398837FED
Latest · 2025-12-31

COPIAH BANK is an FDIC-insured commercial bank headquartered in HAZLEHURST, MS, established in Oct. 26, 1891, midnight. As of 2025-12-31, the bank reported total assets of $329M and total deposits of $281M. Profitability stands at 0.86% ROA and 7.52% ROE, with a net interest margin of 3.98%. CET1 capital ratio: 11.42%, well above regulatory minimums. NPL ratio: 0.08% · Texas Ratio: 0.36%. Operates 9 domestic branches.

Assets
$329M
Deposits
$281M
Loans
$178M
Equity
$38M

Profitability

Return on Assets (ROA)0.86%
Return on Equity (ROE)7.52%
Net Interest Margin3.98%
Yield on Assets5.54%
Cost of Funds1.63%

Asset Quality

NPL Ratio0.08%
Net Charge-Off Ratio0.02%
Texas Ratio0.36%
NPA Ratio0.04%
ACL / Loans1.50%

Capital & Liquidity

CET1 Ratio11.42%
Tier 1 Capital11.42%
Total Capital Ratio11.99%
Leverage Ratio11.48%
Loan-to-Deposit63.23%

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