BanksFIRST STATE BANK OF PURDY

FIRST STATE BANK OF PURDY

PURDY, MOSmallEst. June 19, 1944, midnightFDIC #16162RSSD #400057FDIC
Latest · 2025-12-31

FIRST STATE BANK OF PURDY is an FDIC-insured commercial bank headquartered in PURDY, MO, established in June 19, 1944, midnight. As of 2025-12-31, the bank reported total assets of $239M and total deposits of $212M. Profitability stands at 1.31% ROA and 17.38% ROE, with a net interest margin of 4.36%. CET1 capital ratio: 12.03%, well above regulatory minimums. NPL ratio: 1.13% · Texas Ratio: 9.13%. Operates 5 domestic branches.

Assets
$239M
Deposits
$212M
Loans
$161M
Equity
$18M

Profitability

Return on Assets (ROA)1.31%
Return on Equity (ROE)17.38%
Net Interest Margin4.36%
Yield on Assets6.34%
Cost of Funds2.04%

Asset Quality

NPL Ratio1.13%
Net Charge-Off Ratio0.21%
Texas Ratio9.13%
NPA Ratio0.76%
ACL / Loans0.99%

Capital & Liquidity

CET1 Ratio12.03%
Tier 1 Capital12.03%
Total Capital Ratio13.04%
Leverage Ratio7.98%
Loan-to-Deposit76.10%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required