BanksBANK OF THE WEST, THE

BANK OF THE WEST, THE

THOMAS, OKSmallEst. Oct. 19, 1984, midnightFDIC #25703RSSD #401755FDIC
Latest · 2025-12-31

BANK OF THE WEST, THE is an FDIC-insured commercial bank headquartered in THOMAS, OK, established in Oct. 19, 1984, midnight. As of 2025-12-31, the bank reported total assets of $175M and total deposits of $152M. Profitability stands at 2.26% ROA and 18.31% ROE, with a net interest margin of 5.14%. CET1 capital ratio: 12.68%, well above regulatory minimums. NPL ratio: 1.93% · Texas Ratio: 12.36%. Operates 4 domestic branches.

Assets
$175M
Deposits
$152M
Loans
$156M
Equity
$22M

Profitability

Return on Assets (ROA)2.26%
Return on Equity (ROE)18.31%
Net Interest Margin5.14%
Yield on Assets7.50%
Cost of Funds2.51%

Asset Quality

NPL Ratio1.93%
Net Charge-Off Ratio0.00%
Texas Ratio12.36%
NPA Ratio1.72%
ACL / Loans1.51%

Capital & Liquidity

CET1 Ratio12.68%
Tier 1 Capital12.68%
Total Capital Ratio13.93%
Leverage Ratio12.21%
Loan-to-Deposit102.64%

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