BanksSKOWHEGAN SAVINGS BANK

SKOWHEGAN SAVINGS BANK

SKOWHEGAN, MEMediumEst. Oct. 2, 1869, midnightFDIC #19532RSSD #401906FDIC
Latest · 2025-12-31

SKOWHEGAN SAVINGS BANK is an FDIC-insured commercial bank headquartered in SKOWHEGAN, ME, established in Oct. 2, 1869, midnight. As of 2025-12-31, the bank reported total assets of $842M and total deposits of $709M. Profitability stands at 0.95% ROA and 6.85% ROE, with a net interest margin of 3.98%. CET1 capital ratio: 22.80%, well above regulatory minimums. NPL ratio: 0.43% · Texas Ratio: 2.14%. Operates 12 domestic branches.

Assets
$842M
Deposits
$709M
Loans
$613M
Equity
$118M

Profitability

Return on Assets (ROA)0.95%
Return on Equity (ROE)6.85%
Net Interest Margin3.98%
Yield on Assets5.22%
Cost of Funds1.34%

Asset Quality

NPL Ratio0.43%
Net Charge-Off Ratio0.02%
Texas Ratio2.14%
NPA Ratio0.32%
ACL / Loans0.97%

Capital & Liquidity

CET1 Ratio22.80%
Tier 1 Capital22.80%
Total Capital Ratio23.90%
Leverage Ratio15.08%
Loan-to-Deposit86.47%

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