BanksBEACON BUSINESS BANK, NATIONAL ASSOCIATION

BEACON BUSINESS BANK, NATIONAL ASSOCIATION

SAN FRANCISCO, CASmallEst. Aug. 21, 1984, midnightFDIC #25644RSSD #403067OCC
Latest · 2025-12-31

BEACON BUSINESS BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in SAN FRANCISCO, CA, established in Aug. 21, 1984, midnight. As of 2025-12-31, the bank reported total assets of $167M and total deposits of $132M. Profitability stands at 1.03% ROA and 10.44% ROE, with a net interest margin of 3.78%. CET1 capital ratio: 16.44%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$167M
Deposits
$132M
Loans
$113M
Equity
$17M

Profitability

Return on Assets (ROA)1.03%
Return on Equity (ROE)10.44%
Net Interest Margin3.78%
Yield on Assets5.30%
Cost of Funds1.58%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.26%

Capital & Liquidity

CET1 Ratio16.44%
Tier 1 Capital16.44%
Total Capital Ratio17.65%
Leverage Ratio11.26%
Loan-to-Deposit85.96%

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