BanksCORNERSTONE BANK

CORNERSTONE BANK

YORK, NELargeEst. April 22, 1882, midnightFDIC #5496RSSD #403151FED
Latest · 2025-12-31

CORNERSTONE BANK is an FDIC-insured commercial bank headquartered in YORK, NE, established in April 22, 1882, midnight. As of 2025-12-31, the bank reported total assets of $2.8B and total deposits of $2.4B. Profitability stands at 1.18% ROA and 13.61% ROE, with a net interest margin of 3.39%. CET1 capital ratio: 8.53%. NPL ratio: 0.41% · Texas Ratio: 3.18%. Operates 48 domestic branches.

Assets
$2.8B
Deposits
$2.4B
Loans
$2.1B
Equity
$243M

Profitability

Return on Assets (ROA)1.18%
Return on Equity (ROE)13.61%
Net Interest Margin3.39%
Yield on Assets5.91%
Cost of Funds2.56%

Asset Quality

NPL Ratio0.41%
Net Charge-Off Ratio0.22%
Texas Ratio3.18%
NPA Ratio0.31%
ACL / Loans1.13%

Capital & Liquidity

CET1 Ratio8.53%
Tier 1 Capital8.53%
Total Capital Ratio8.95%
Leverage Ratio9.39%
Loan-to-Deposit85.73%

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