BanksBRIGHTON BANK

BRIGHTON BANK

SALT LAKE CITY, UTSmallEst. Jan. 3, 1978, midnightFDIC #22578RSSD #406974FDIC
Latest · 2025-12-31

BRIGHTON BANK is an FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in Jan. 3, 1978, midnight. As of 2025-12-31, the bank reported total assets of $317M and total deposits of $275M. Profitability stands at 1.23% ROA and 12.67% ROE, with a net interest margin of 5.00%. CET1 capital ratio: 10.03%, well above regulatory minimums. NPL ratio: 0.09% · Texas Ratio: 0.58%. Operates 5 domestic branches.

Assets
$317M
Deposits
$275M
Loans
$215M
Equity
$32M

Profitability

Return on Assets (ROA)1.23%
Return on Equity (ROE)12.67%
Net Interest Margin5.00%
Yield on Assets6.55%
Cost of Funds1.60%

Asset Quality

NPL Ratio0.09%
Net Charge-Off Ratio0.70%
Texas Ratio0.58%
NPA Ratio0.06%
ACL / Loans1.15%

Capital & Liquidity

CET1 Ratio10.03%
Tier 1 Capital10.03%
Total Capital Ratio10.53%
Leverage Ratio11.11%
Loan-to-Deposit78.48%

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