BanksSTILLMAN BANCCORP, N.A.

STILLMAN BANCCORP, N.A.

STILLMAN VALLEY, ILMediumEst. June 9, 1882, midnightFDIC #9263RSSD #407645OCC
Latest · 2025-12-31

STILLMAN BANCCORP, N.A. is an FDIC-insured commercial bank headquartered in STILLMAN VALLEY, IL, established in June 9, 1882, midnight. As of 2025-12-31, the bank reported total assets of $625M and total deposits of $554M. Profitability stands at 0.64% ROA and 8.10% ROE, with a net interest margin of 2.76%. CET1 capital ratio: 18.54%, well above regulatory minimums. NPL ratio: 0.60% · Texas Ratio: 3.30%. Operates 6 domestic branches.

Assets
$625M
Deposits
$554M
Loans
$287M
Equity
$50M

Profitability

Return on Assets (ROA)0.64%
Return on Equity (ROE)8.10%
Net Interest Margin2.76%
Yield on Assets4.41%
Cost of Funds1.69%

Asset Quality

NPL Ratio0.60%
Net Charge-Off Ratio-0.03%
Texas Ratio3.30%
NPA Ratio0.28%
ACL / Loans0.95%

Capital & Liquidity

CET1 Ratio18.54%
Tier 1 Capital18.54%
Total Capital Ratio19.42%
Leverage Ratio9.48%
Loan-to-Deposit51.78%

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