BanksAXIOM BANK, NATIONAL ASSOCIATION

AXIOM BANK, NATIONAL ASSOCIATION

MAITLAND, FLMediumEst. Jan. 1, 1962, midnightFDIC #31390RSSD #408875OCC
Latest · 2025-12-31

AXIOM BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in MAITLAND, FL, established in Jan. 1, 1962, midnight. As of 2025-12-31, the bank reported total assets of $784M and total deposits of $658M. Profitability stands at -0.43% ROA and -3.72% ROE, with a net interest margin of 3.94%. CET1 capital ratio: 11.48%, well above regulatory minimums. NPL ratio: 1.54% · Texas Ratio: 7.79%. Operates 7 domestic branches.

Assets
$784M
Deposits
$658M
Loans
$491M
Equity
$90M

Profitability

Return on Assets (ROA)-0.43%
Return on Equity (ROE)-3.72%
Net Interest Margin3.94%
Yield on Assets6.01%
Cost of Funds2.14%

Asset Quality

NPL Ratio1.54%
Net Charge-Off Ratio0.25%
Texas Ratio7.79%
NPA Ratio0.97%
ACL / Loans1.52%

Capital & Liquidity

CET1 Ratio11.48%
Tier 1 Capital11.48%
Total Capital Ratio12.06%
Leverage Ratio10.95%
Loan-to-Deposit74.61%

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