BanksSPUR SECURITY BANK

SPUR SECURITY BANK

SPUR, TXSmallEst. Dec. 23, 1933, midnightFDIC #15460RSSD #409265FDIC
Latest · 2025-12-31

SPUR SECURITY BANK is an FDIC-insured commercial bank headquartered in SPUR, TX, established in Dec. 23, 1933, midnight. As of 2025-12-31, the bank reported total assets of $135M and total deposits of $125M. Profitability stands at 0.56% ROA and 8.26% ROE, with a net interest margin of 3.77%. CET1 capital ratio: 15.88%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$135M
Deposits
$125M
Loans
$83M
Equity
$9M

Profitability

Return on Assets (ROA)0.56%
Return on Equity (ROE)8.26%
Net Interest Margin3.77%
Yield on Assets6.56%
Cost of Funds2.77%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.13%

Capital & Liquidity

CET1 Ratio15.88%
Tier 1 Capital15.88%
Total Capital Ratio16.99%
Leverage Ratio10.26%
Loan-to-Deposit66.78%

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