FIRST STATE BANK is an FDIC-insured commercial bank headquartered in STRATFORD, TX, established in April 26, 1948, midnight. As of 2025-12-31, the bank reported total assets of $370M and total deposits of $325M. Profitability stands at 2.44% ROA and 21.01% ROE, with a net interest margin of 3.99%. CET1 capital ratio: 11.45%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.
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