BANK OF O'FALLON is an FDIC-insured commercial bank headquartered in O'FALLON, IL, established in March 28, 1960, midnight. As of 2025-12-31, the bank reported total assets of $378M and total deposits of $327M. Profitability stands at 1.21% ROA and 9.08% ROE, with a net interest margin of 3.56%. CET1 capital ratio: 22.45%, well above regulatory minimums. NPL ratio: 0.45% · Texas Ratio: 3.62%. Operates 2 domestic branches.
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