FIRST NATIONAL BANK OF STERLING CITY, THE is an FDIC-insured commercial bank headquartered in STERLING CITY, TX, established in Aug. 2, 1910, midnight. As of 2025-12-31, the bank reported total assets of $245M and total deposits of $224M. Profitability stands at 1.47% ROA and 17.35% ROE, with a net interest margin of 3.04%. CET1 capital ratio: 39.17%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.
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