FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in MOREHEAD, KY, established in Aug. 12, 1963, midnight. As of 2025-12-31, the bank reported total assets of $40M and total deposits of $30M. Profitability stands at 0.04% ROA and 0.15% ROE, with a net interest margin of 3.86%. CET1 capital ratio: 39.31%, well above regulatory minimums. NPL ratio: 1.92% · Texas Ratio: 6.42%.
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