Banks OLD EXCHANGE NATIONAL BANK OF OKAWVILLE, THE

OLD EXCHANGE NATIONAL BANK OF OKAWVILLE, THE

OKAWVILLE, IL Micro Est. Jan. 1, 1910, midnight FDIC #3827 RSSD #411240 OCC
Latest · 2025-12-31

OLD EXCHANGE NATIONAL BANK OF OKAWVILLE, THE is an FDIC-insured commercial bank headquartered in OKAWVILLE, IL, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $96M and total deposits of $85M. Profitability stands at 1.09% ROA and 13.46% ROE, with a net interest margin of 2.86%. CET1 capital ratio: 20.51%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 0.53%.

Assets
$96M
Deposits
$85M
Loans
$41M
Equity
$8M

Profitability

Return on Assets (ROA)1.09%
Return on Equity (ROE)13.46%
Net Interest Margin2.86%
Yield on Assets4.75%
Cost of Funds1.90%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio--
Texas Ratio0.53%
NPA Ratio0.04%
ACL / Loans1.01%

Capital & Liquidity

CET1 Ratio20.51%
Tier 1 Capital20.51%
Total Capital Ratio21.36%
Leverage Ratio11.17%
Loan-to-Deposit47.53%

This is just the summary.

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