BanksSOMERVILLE BANK

SOMERVILLE BANK

EATON, OHSmallEst. Oct. 10, 1910, midnightFDIC #6700RSSD #411624FDIC
Latest · 2025-12-31

SOMERVILLE BANK is an FDIC-insured commercial bank headquartered in EATON, OH, established in Oct. 10, 1910, midnight. As of 2025-12-31, the bank reported total assets of $287M and total deposits of $258M. Profitability stands at 0.66% ROA and 8.79% ROE, with a net interest margin of 3.32%. CET1 capital ratio: 7.45%. NPL ratio: 0.46% · Texas Ratio: 3.97%. Operates 8 domestic branches.

Assets
$287M
Deposits
$258M
Loans
$207M
Equity
$22M

Profitability

Return on Assets (ROA)0.66%
Return on Equity (ROE)8.79%
Net Interest Margin3.32%
Yield on Assets5.42%
Cost of Funds2.09%

Asset Quality

NPL Ratio0.46%
Net Charge-Off Ratio0.04%
Texas Ratio3.97%
NPA Ratio0.33%
ACL / Loans1.06%

Capital & Liquidity

CET1 Ratio7.45%
Tier 1 Capital7.45%
Total Capital Ratio7.82%
Leverage Ratio9.57%
Loan-to-Deposit80.17%

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