BanksNEBRASKA STATE BANK AND TRUST COMPANY

NEBRASKA STATE BANK AND TRUST COMPANY

BROKEN BOW, NESmallEst. Feb. 23, 1917, midnightFDIC #8322RSSD #412153FDIC
Latest · 2025-12-31

NEBRASKA STATE BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in BROKEN BOW, NE, established in Feb. 23, 1917, midnight. As of 2025-12-31, the bank reported total assets of $285M and total deposits of $236M. Profitability stands at 2.07% ROA and 17.83% ROE, with a net interest margin of 4.34%. CET1 capital ratio: 15.03%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.

Assets
$285M
Deposits
$236M
Loans
$222M
Equity
$34M

Profitability

Return on Assets (ROA)2.07%
Return on Equity (ROE)17.83%
Net Interest Margin4.34%
Yield on Assets5.92%
Cost of Funds1.69%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.75%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.16%

Capital & Liquidity

CET1 Ratio15.03%
Tier 1 Capital15.03%
Total Capital Ratio16.12%
Leverage Ratio12.69%
Loan-to-Deposit93.96%

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