BanksCOMMUNITY BANK OF OKLAHOMA

COMMUNITY BANK OF OKLAHOMA

VERDEN, OKMicroEst. Aug. 1, 1907, midnightFDIC #4217RSSD #412452FDIC
Latest · 2025-12-31

COMMUNITY BANK OF OKLAHOMA is an FDIC-insured commercial bank headquartered in VERDEN, OK, established in Aug. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $61M and total deposits of $53M. Profitability stands at 0.58% ROA and 4.89% ROE, with a net interest margin of 4.63%. CET1 capital ratio: 12.50%, well above regulatory minimums. NPL ratio: 3.07% · Texas Ratio: 15.07%. Operates 3 domestic branches.

Assets
$61M
Deposits
$53M
Loans
$39M
Equity
$8M

Profitability

Return on Assets (ROA)0.58%
Return on Equity (ROE)4.89%
Net Interest Margin4.63%
Yield on Assets6.00%
Cost of Funds1.44%

Asset Quality

NPL Ratio3.07%
Net Charge-Off Ratio0.00%
Texas Ratio15.07%
NPA Ratio1.98%
ACL / Loans1.05%

Capital & Liquidity

CET1 Ratio12.50%
Tier 1 Capital12.50%
Total Capital Ratio13.12%
Leverage Ratio13.12%
Loan-to-Deposit74.60%

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