BanksWOODFOREST NATIONAL BANK

WOODFOREST NATIONAL BANK

THE WOODLANDS, TXLargeEst. Sept. 5, 1980, midnightFDIC #23220RSSD #412751OCC
Latest · 2025-12-31

WOODFOREST NATIONAL BANK is an FDIC-insured commercial bank headquartered in THE WOODLANDS, TX, established in Sept. 5, 1980, midnight. As of 2025-12-31, the bank reported total assets of $9.2B and total deposits of $8.4B. Profitability stands at 1.10% ROA and 13.50% ROE, with a net interest margin of 4.37%. CET1 capital ratio: 10.60%, well above regulatory minimums. NPL ratio: 1.11% · Texas Ratio: 9.72%. Operates 744 domestic branches.

Assets
$9.2B
Deposits
$8.4B
Loans
$6.1B
Equity
$757M

Profitability

Return on Assets (ROA)1.10%
Return on Equity (ROE)13.50%
Net Interest Margin4.37%
Yield on Assets5.56%
Cost of Funds1.20%

Asset Quality

NPL Ratio1.11%
Net Charge-Off Ratio1.17%
Texas Ratio9.72%
NPA Ratio0.88%
ACL / Loans1.34%

Capital & Liquidity

CET1 Ratio10.60%
Tier 1 Capital10.60%
Total Capital Ratio11.78%
Leverage Ratio8.81%
Loan-to-Deposit72.65%

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