BanksFIRST NATIONAL BANK IN OLNEY

FIRST NATIONAL BANK IN OLNEY

OLNEY, ILSmallEst. July 9, 1934, midnightFDIC #14567RSSD #412845OCC
Latest · 2025-12-31

FIRST NATIONAL BANK IN OLNEY is an FDIC-insured commercial bank headquartered in OLNEY, IL, established in July 9, 1934, midnight. As of 2025-12-31, the bank reported total assets of $455M and total deposits of $404M. Profitability stands at 1.08% ROA and 10.28% ROE, with a net interest margin of 3.59%. CET1 capital ratio: 9.52%. NPL ratio: 1.08% · Texas Ratio: 5.37%. Operates 6 domestic branches.

Assets
$455M
Deposits
$404M
Loans
$248M
Equity
$48M

Profitability

Return on Assets (ROA)1.08%
Return on Equity (ROE)10.28%
Net Interest Margin3.59%
Yield on Assets5.44%
Cost of Funds1.92%

Asset Quality

NPL Ratio1.08%
Net Charge-Off Ratio0.16%
Texas Ratio5.37%
NPA Ratio0.61%
ACL / Loans1.41%

Capital & Liquidity

CET1 Ratio9.52%
Tier 1 Capital9.52%
Total Capital Ratio10.00%
Leverage Ratio10.90%
Loan-to-Deposit61.42%

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