BanksFIRST NATIONAL BANK OF SCOTT CITY, THE

FIRST NATIONAL BANK OF SCOTT CITY, THE

SCOTT CITY, KSSmallEst. Jan. 1, 1902, midnightFDIC #4769RSSD #414652OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF SCOTT CITY, THE is an FDIC-insured commercial bank headquartered in SCOTT CITY, KS, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $169M and total deposits of $146M. Profitability stands at 0.94% ROA and 7.49% ROE, with a net interest margin of 4.56%. CET1 capital ratio: 12.65%, well above regulatory minimums. NPL ratio: 0.17% · Texas Ratio: 0.90%. Operates 1 domestic branch.

Assets
$169M
Deposits
$146M
Loans
$119M
Equity
$21M

Profitability

Return on Assets (ROA)0.94%
Return on Equity (ROE)7.49%
Net Interest Margin4.56%
Yield on Assets6.17%
Cost of Funds1.71%

Asset Quality

NPL Ratio0.17%
Net Charge-Off Ratio0.48%
Texas Ratio0.90%
NPA Ratio0.12%
ACL / Loans1.19%

Capital & Liquidity

CET1 Ratio12.65%
Tier 1 Capital12.65%
Total Capital Ratio13.29%
Leverage Ratio13.94%
Loan-to-Deposit81.44%

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