BanksBUSEY BANK

BUSEY BANK

CHAMPAIGN, ILRegionalEst. July 8, 1946, midnightFDIC #16450RSSD #416245FED
Latest · 2025-12-31

BUSEY BANK is an FDIC-insured commercial bank headquartered in CHAMPAIGN, IL, established in July 8, 1946, midnight. As of 2025-12-31, the bank reported total assets of $18.1B and total deposits of $15.0B. Profitability stands at 1.60% ROA and 11.75% ROE, with a net interest margin of 3.83%. CET1 capital ratio: 13.97%, well above regulatory minimums. NPL ratio: 0.38% · Texas Ratio: 1.95%. Operates 79 domestic branches.

Assets
$18.1B
Deposits
$15.0B
Loans
$13.6B
Equity
$2.5B

Profitability

Return on Assets (ROA)1.60%
Return on Equity (ROE)11.75%
Net Interest Margin3.83%
Yield on Assets5.65%
Cost of Funds1.99%

Asset Quality

NPL Ratio0.38%
Net Charge-Off Ratio0.41%
Texas Ratio1.95%
NPA Ratio0.29%
ACL / Loans1.28%

Capital & Liquidity

CET1 Ratio13.97%
Tier 1 Capital13.97%
Total Capital Ratio14.86%
Leverage Ratio12.00%
Loan-to-Deposit90.29%

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