BanksFIRST SECURITY BANK

FIRST SECURITY BANK

MACKINAW, ILSmallEst. Jan. 1, 1934, midnightFDIC #3698RSSD #416339FDIC
Latest · 2025-12-31

FIRST SECURITY BANK is an FDIC-insured commercial bank headquartered in MACKINAW, IL, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $140M and total deposits of $123M. Profitability stands at 1.11% ROA and 9.56% ROE, with a net interest margin of 3.95%. CET1 capital ratio: 9.57%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.

Assets
$140M
Deposits
$123M
Loans
$110M
Equity
$16M

Profitability

Return on Assets (ROA)1.11%
Return on Equity (ROE)9.56%
Net Interest Margin3.95%
Yield on Assets6.25%
Cost of Funds2.40%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.12%

Capital & Liquidity

CET1 Ratio9.57%
Tier 1 Capital9.57%
Total Capital Ratio10.04%
Leverage Ratio9.40%
Loan-to-Deposit89.84%

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