BanksWELCH STATE BANK OF WELCH, OKLA.

WELCH STATE BANK OF WELCH, OKLA.

WELCH, OKSmallEst. Oct. 1, 1923, midnightFDIC #9472RSSD #416656FDIC
Latest · 2025-12-31

WELCH STATE BANK OF WELCH, OKLA. is an FDIC-insured commercial bank headquartered in WELCH, OK, established in Oct. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $434M and total deposits of $370M. Profitability stands at 1.60% ROA and 17.17% ROE, with a net interest margin of 4.77%. CET1 capital ratio: 9.36%. NPL ratio: 0.15% · Texas Ratio: 0.98%. Operates 6 domestic branches.

Assets
$434M
Deposits
$370M
Loans
$305M
Equity
$41M

Profitability

Return on Assets (ROA)1.60%
Return on Equity (ROE)17.17%
Net Interest Margin4.77%
Yield on Assets6.84%
Cost of Funds2.12%

Asset Quality

NPL Ratio0.15%
Net Charge-Off Ratio0.08%
Texas Ratio0.98%
NPA Ratio0.10%
ACL / Loans1.61%

Capital & Liquidity

CET1 Ratio9.36%
Tier 1 Capital9.36%
Total Capital Ratio9.83%
Leverage Ratio10.30%
Loan-to-Deposit82.39%

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