KS BANK, INC. is an FDIC-insured commercial bank headquartered in SMITHFIELD, NC, established in Jan. 1, 1924, midnight. As of 2025-12-31, the bank reported total assets of $822M and total deposits of $750M. Profitability stands at 1.35% ROA and 16.76% ROE, with a net interest margin of 4.29%. CET1 capital ratio: 8.01%. NPL ratio: 0.05% · Texas Ratio: 1.17%. Operates 11 domestic branches.
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