BanksPUTNAM COUNTY BANK

PUTNAM COUNTY BANK

HURRICANE, WVMediumEst. Oct. 11, 1901, midnightFDIC #15243RSSD #417626FED
Latest · 2025-12-31

PUTNAM COUNTY BANK is an FDIC-insured commercial bank headquartered in HURRICANE, WV, established in Oct. 11, 1901, midnight. As of 2025-12-31, the bank reported total assets of $651M and total deposits of $565M. Profitability stands at 0.84% ROA and 6.86% ROE, with a net interest margin of 3.41%. CET1 capital ratio: 12.47%, well above regulatory minimums. NPL ratio: 0.02% · Texas Ratio: 0.28%. Operates 5 domestic branches.

Assets
$651M
Deposits
$565M
Loans
$454M
Equity
$81M

Profitability

Return on Assets (ROA)0.84%
Return on Equity (ROE)6.86%
Net Interest Margin3.41%
Yield on Assets5.28%
Cost of Funds1.97%

Asset Quality

NPL Ratio0.02%
Net Charge-Off Ratio-0.05%
Texas Ratio0.28%
NPA Ratio0.04%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio12.47%
Tier 1 Capital12.47%
Total Capital Ratio13.10%
Leverage Ratio12.51%
Loan-to-Deposit80.39%

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