UBANK is an FDIC-insured commercial bank headquartered in KNOXVILLE, TN, established in Jan. 1, 1918, midnight. As of 2025-12-31, the bank reported total assets of $180M and total deposits of $156M. Profitability stands at 1.32% ROA and 10.15% ROE, with a net interest margin of 4.47%. CET1 capital ratio: 12.97%, well above regulatory minimums. NPL ratio: 0.67% · Texas Ratio: 3.60%. Operates 2 domestic branches.
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