BanksMORRIS BANK

MORRIS BANK

DUBLIN, GALargeRSSD #423739
Latest · 2025-12-31

MORRIS BANK is an FDIC-insured commercial bank headquartered in DUBLIN, GA. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 1.87% ROA and 14.27% ROE, with a net interest margin of 5.01%. CET1 capital ratio: 14.53%, well above regulatory minimums. NPL ratio: 0.19% · Texas Ratio: 1.52%. Operates 9 domestic branches.

Assets
$1.5B
Deposits
$1.3B
Loans
$1.2B
Equity
$204M

Profitability

Return on Assets (ROA)1.87%
Return on Equity (ROE)14.27%
Net Interest Margin5.01%
Yield on Assets6.72%
Cost of Funds1.84%

Asset Quality

NPL Ratio0.19%
Net Charge-Off Ratio0.15%
Texas Ratio1.52%
NPA Ratio0.22%
ACL / Loans1.29%

Capital & Liquidity

CET1 Ratio14.53%
Tier 1 Capital14.53%
Total Capital Ratio15.78%
Leverage Ratio12.64%
Loan-to-Deposit89.70%

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