BanksSTOCKGROWERS STATE BANK

STOCKGROWERS STATE BANK

ASHLAND, KSSmallEst. June 23, 1885, midnightFDIC #17650RSSD #424156FDIC
Latest · 2025-12-31

STOCKGROWERS STATE BANK is an FDIC-insured commercial bank headquartered in ASHLAND, KS, established in June 23, 1885, midnight. As of 2025-12-31, the bank reported total assets of $225M and total deposits of $194M. Profitability stands at 1.38% ROA and 11.07% ROE, with a net interest margin of 3.88%. CET1 capital ratio: 12.20%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.

Assets
$225M
Deposits
$194M
Loans
$135M
Equity
$28M

Profitability

Return on Assets (ROA)1.38%
Return on Equity (ROE)11.07%
Net Interest Margin3.88%
Yield on Assets5.52%
Cost of Funds1.74%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.26%

Capital & Liquidity

CET1 Ratio12.20%
Tier 1 Capital12.20%
Total Capital Ratio12.81%
Leverage Ratio13.60%
Loan-to-Deposit69.45%

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