BanksFIRSTAR BANK

FIRSTAR BANK

SALLISAW, OKLargeEst. Nov. 19, 1964, midnightFDIC #19288RSSD #427353FDIC
Latest · 2025-12-31

FIRSTAR BANK is an FDIC-insured commercial bank headquartered in SALLISAW, OK, established in Nov. 19, 1964, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $962M. Profitability stands at 4.14% ROA and 35.55% ROE, with a net interest margin of 5.44%. CET1 capital ratio: 11.37%, well above regulatory minimums. NPL ratio: 0.48% · Texas Ratio: 4.82%. Operates 12 domestic branches.

Assets
$1.1B
Deposits
$962M
Loans
$892M
Equity
$128M

Profitability

Return on Assets (ROA)4.14%
Return on Equity (ROE)35.55%
Net Interest Margin5.44%
Yield on Assets7.21%
Cost of Funds1.86%

Asset Quality

NPL Ratio0.48%
Net Charge-Off Ratio0.06%
Texas Ratio4.82%
NPA Ratio0.59%
ACL / Loans0.89%

Capital & Liquidity

CET1 Ratio11.37%
Tier 1 Capital11.37%
Total Capital Ratio12.35%
Leverage Ratio9.23%
Loan-to-Deposit92.80%

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