CENTRAL NATIONAL BANK is an FDIC-insured commercial bank headquartered in WACO, TX, established in Jan. 10, 1977, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 2.21% ROA and 25.00% ROE, with a net interest margin of 4.10%. CET1 capital ratio: 12.52%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.
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