IRELAND BANK is an FDIC-insured commercial bank headquartered in MALAD CITY, ID, established in Dec. 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $371M and total deposits of $325M. Profitability stands at 1.15% ROA and 12.37% ROE, with a net interest margin of 4.38%. CET1 capital ratio: 17.86%, well above regulatory minimums. NPL ratio: 2.29% · Texas Ratio: 11.28%. Operates 12 domestic branches.
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