BanksROBERTSON BANKING COMPANY

ROBERTSON BANKING COMPANY

DEMOPOLIS, ALSmallEst. Jan. 1, 1870, midnightFDIC #39RSSD #430036FDIC
Latest · 2025-12-31

ROBERTSON BANKING COMPANY is an FDIC-insured commercial bank headquartered in DEMOPOLIS, AL, established in Jan. 1, 1870, midnight. As of 2025-12-31, the bank reported total assets of $468M and total deposits of $408M. Profitability stands at 1.70% ROA and 16.31% ROE, with a net interest margin of 4.40%. CET1 capital ratio: 14.07%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 0.64%. Operates 8 domestic branches.

Assets
$468M
Deposits
$408M
Loans
$312M
Equity
$48M

Profitability

Return on Assets (ROA)1.70%
Return on Equity (ROE)16.31%
Net Interest Margin4.40%
Yield on Assets5.61%
Cost of Funds1.26%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio0.01%
Texas Ratio0.64%
NPA Ratio0.07%
ACL / Loans1.51%

Capital & Liquidity

CET1 Ratio14.07%
Tier 1 Capital14.07%
Total Capital Ratio15.33%
Leverage Ratio10.32%
Loan-to-Deposit76.42%

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