BanksCOMMUNITY BANK

COMMUNITY BANK

WINSLOW, ILSmallEst. Oct. 15, 1915, midnightFDIC #10791RSSD #430344FDIC
Latest · 2025-12-31

COMMUNITY BANK is an FDIC-insured commercial bank headquartered in WINSLOW, IL, established in Oct. 15, 1915, midnight. As of 2025-12-31, the bank reported total assets of $299M and total deposits of $195M. Profitability stands at 1.34% ROA and 9.21% ROE, with a net interest margin of 3.07%. CET1 capital ratio: 24.48%, well above regulatory minimums. NPL ratio: 1.40% · Texas Ratio: 6.37%. Operates 4 domestic branches.

Assets
$299M
Deposits
$195M
Loans
$209M
Equity
$44M

Profitability

Return on Assets (ROA)1.34%
Return on Equity (ROE)9.21%
Net Interest Margin3.07%
Yield on Assets5.52%
Cost of Funds2.67%

Asset Quality

NPL Ratio1.40%
Net Charge-Off Ratio0.00%
Texas Ratio6.37%
NPA Ratio0.98%
ACL / Loans0.91%

Capital & Liquidity

CET1 Ratio24.48%
Tier 1 Capital24.48%
Total Capital Ratio25.43%
Leverage Ratio15.89%
Loan-to-Deposit106.88%

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