BanksBATH SAVINGS INSTITUTION

BATH SAVINGS INSTITUTION

BATH, MELargeEst. April 19, 1852, midnightFDIC #17749RSSD #433505FDIC
Latest · 2025-12-31

BATH SAVINGS INSTITUTION is an FDIC-insured commercial bank headquartered in BATH, ME, established in April 19, 1852, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.2B. Profitability stands at 1.36% ROA and 9.44% ROE, with a net interest margin of 3.02%. CET1 capital ratio: 14.38%, well above regulatory minimums. NPL ratio: 0.12% · Texas Ratio: 0.44%. Operates 12 domestic branches.

Assets
$1.5B
Deposits
$1.2B
Loans
$854M
Equity
$216M

Profitability

Return on Assets (ROA)1.36%
Return on Equity (ROE)9.44%
Net Interest Margin3.02%
Yield on Assets4.93%
Cost of Funds2.12%

Asset Quality

NPL Ratio0.12%
Net Charge-Off Ratio0.03%
Texas Ratio0.44%
NPA Ratio0.07%
ACL / Loans1.40%

Capital & Liquidity

CET1 Ratio14.38%
Tier 1 Capital14.38%
Total Capital Ratio15.10%
Leverage Ratio15.43%
Loan-to-Deposit73.51%

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