BanksTRINITY CAPITAL BANK OF TEXAS

TRINITY CAPITAL BANK OF TEXAS

ENNIS, TXSmallEst. Jan. 1, 1933, midnightFDIC #13000RSSD #435059FDIC
Latest · 2025-12-31

TRINITY CAPITAL BANK OF TEXAS is an FDIC-insured commercial bank headquartered in ENNIS, TX, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $441M and total deposits of $355M. Profitability stands at 1.36% ROA and 18.50% ROE, with a net interest margin of 4.58%. CET1 capital ratio: 7.50%. NPL ratio: 0.13% · Texas Ratio: 1.24%. Operates 5 domestic branches.

Assets
$441M
Deposits
$355M
Loans
$339M
Equity
$33M

Profitability

Return on Assets (ROA)1.36%
Return on Equity (ROE)18.50%
Net Interest Margin4.58%
Yield on Assets6.65%
Cost of Funds2.18%

Asset Quality

NPL Ratio0.13%
Net Charge-Off Ratio0.16%
Texas Ratio1.24%
NPA Ratio0.10%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio7.50%
Tier 1 Capital7.50%
Total Capital Ratio7.87%
Leverage Ratio9.58%
Loan-to-Deposit95.65%

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