UNITED COMMUNITY BANK is an FDIC-insured commercial bank headquartered in CHATHAM, IL, established in July 12, 1965, midnight. As of 2025-12-31, the bank reported total assets of $4.1B and total deposits of $3.4B. Profitability stands at 1.30% ROA and 13.02% ROE, with a net interest margin of 3.19%. CET1 capital ratio: 13.36%, well above regulatory minimums. NPL ratio: 0.14% · Texas Ratio: 1.43%. Operates 46 domestic branches.
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