BanksKINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION

KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION

KINGSTREE, SCMicroEst. Jan. 1, 1926, midnightFDIC #29486RSSD #440978OCC
Latest · 2025-12-31

KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in KINGSTREE, SC, established in Jan. 1, 1926, midnight. As of 2025-12-31, the bank reported total assets of $37M and total deposits of $32M. Profitability stands at -0.94% ROA and -6.59% ROE, with a net interest margin of 1.77%. CET1 capital ratio: 14.19%, well above regulatory minimums. NPL ratio: 3.26% · Texas Ratio: 14.85%. Operates 1 domestic branch.

Assets
$37M
Deposits
$32M
Loans
$25M
Equity
$5M

Profitability

Return on Assets (ROA)-0.94%
Return on Equity (ROE)-6.59%
Net Interest Margin1.77%
Yield on Assets4.50%
Cost of Funds2.95%

Asset Quality

NPL Ratio3.26%
Net Charge-Off Ratio0.02%
Texas Ratio14.85%
NPA Ratio2.20%
ACL / Loans0.93%

Capital & Liquidity

CET1 Ratio14.19%
Tier 1 Capital14.19%
Total Capital Ratio14.90%
Leverage Ratio15.37%
Loan-to-Deposit79.26%

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