FALLS CITY NATIONAL BANK, THE is an FDIC-insured commercial bank headquartered in FALLS CITY, TX, established in March 23, 1907, midnight. As of 2025-12-31, the bank reported total assets of $591M and total deposits of $498M. Profitability stands at 1.66% ROA and 10.68% ROE, with a net interest margin of 3.81%. CET1 capital ratio: 15.48%, well above regulatory minimums. NPL ratio: 2.21% · Texas Ratio: 4.35%.
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