BanksCOMMUNITY PARTNERS SAVINGS BANK

COMMUNITY PARTNERS SAVINGS BANK

SALEM, ILSmallEst. Jan. 1, 1910, midnightFDIC #30819RSSD #441078FDIC
Latest · 2025-12-31

COMMUNITY PARTNERS SAVINGS BANK is an FDIC-insured commercial bank headquartered in SALEM, IL, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $289M and total deposits of $225M. Profitability stands at 0.38% ROA and 3.76% ROE, with a net interest margin of 3.26%. CET1 capital ratio: 23.74%, well above regulatory minimums. NPL ratio: 1.61% · Texas Ratio: 7.41%. Operates 6 domestic branches.

Assets
$289M
Deposits
$225M
Loans
$132M
Equity
$29M

Profitability

Return on Assets (ROA)0.38%
Return on Equity (ROE)3.76%
Net Interest Margin3.26%
Yield on Assets5.23%
Cost of Funds2.12%

Asset Quality

NPL Ratio1.61%
Net Charge-Off Ratio0.07%
Texas Ratio7.41%
NPA Ratio0.77%
ACL / Loans0.55%

Capital & Liquidity

CET1 Ratio23.74%
Tier 1 Capital23.74%
Total Capital Ratio24.26%
Leverage Ratio11.75%
Loan-to-Deposit58.64%

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