BanksBIPPUS STATE BANK, THE

BIPPUS STATE BANK, THE

HUNTINGTON, INSmallEst. June 23, 1911, midnightFDIC #1847RSSD #443148FDIC
Latest · 2025-12-31

BIPPUS STATE BANK, THE is an FDIC-insured commercial bank headquartered in HUNTINGTON, IN, established in June 23, 1911, midnight. As of 2025-12-31, the bank reported total assets of $428M and total deposits of $341M. Profitability stands at 1.92% ROA and 16.69% ROE, with a net interest margin of 4.69%. CET1 capital ratio: 15.66%, well above regulatory minimums. NPL ratio: 0.81% · Texas Ratio: 5.40%. Operates 5 domestic branches.

Assets
$428M
Deposits
$341M
Loans
$352M
Equity
$49M

Profitability

Return on Assets (ROA)1.92%
Return on Equity (ROE)16.69%
Net Interest Margin4.69%
Yield on Assets6.45%
Cost of Funds1.88%

Asset Quality

NPL Ratio0.81%
Net Charge-Off Ratio0.06%
Texas Ratio5.40%
NPA Ratio0.67%
ACL / Loans1.02%

Capital & Liquidity

CET1 Ratio15.66%
Tier 1 Capital15.66%
Total Capital Ratio16.75%
Leverage Ratio12.65%
Loan-to-Deposit103.21%

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